Tips and steps to deal with a Traffic Accident

March 26, 2016  |  by admin

So Unfortunately, there was an accident involved.  So what do you do.  Here are some fast tips:

PREVENTION

If you can, please install a tracking camera on your car.  To speak the truth, I have had experience where the motorist who hit me , just pulled away and sped off!! I was so shocked that I did not even have the time to react! Needless to say if you are alone.. No one can help you to take note that car plate.  IF unfortunately that happens, first thing is to remember the car plate as far as possible.  I even have friends posting on Facebook to appeal for witnesses but remember at least the car model and design.  Surprisingly, with the social media these days, she managed to get the cultprit!

 

Easy steps to deal with an Accident

  1. DO NOT argue quarrel or debate with the driver who you hit or hit you.  Be civil.  Pull your cars to the road side.  Handbrake and come out to talk to the other party.
  2. Calm yourself down.  If the accident is not a major one ( injury).  There is no need to inform the police.  In Singapore the NTUC Income car Insurance even have Orange Forces ( recovery groups) to assist you in an accident.
  3. Nowadays we have camera hand phones with us, this makes it easier to take pictures of the accident parts and also the car plate and makes.  If helps to keep a copy of your car insurance and IC photocopy or Driver’s license in your car.
  4. If the damages are not really that major, and if the “guilty” party is willing to make the payments, rather than claim Insurance, then you may want to opt for that because No Claim Discount for your car insurance will be affected at the end of the day.  You might want to check and make some calculations.
  5. Make and IDAC report on the brief over view of what happened during the accident.Website for locations:http://www.first-insurance.com.sg/Motor/INDEPENDENTDAMAGE_ASSESSMENT_Ctr.pdf
  6. Here is a brief overview on what IDAC report is all about:http://www.onemotoring.com.sg/publish/onemotoring/en/motoring_buzz/smart_driver/motoring_tips/motor_claims_framework.html
  7. If there are injuries please call the following numbers:

           Emergency Ambulance and Fire  995

          Non-Emergency Ambulance  1777

          Police Emergency 999

           Fire Hazard Reporting 1800 280 0000

– See more at: http://www.gov.sg/being-prepared/home/#sthash.O7t4LmWw.dpuf

      8.  While filling up the IDAC form, you need not input with your emotions.  Keep it simple and factual.
     9. Inform your family members or close ones about what happened so that they can follow up for you if there is a necessity to do so.
  10. If the both sides are claiming from each other’s own Insurance then there will be no requirement to contact each other.  BUT if only one party is being claimed for then you will need to contact each other on the updates.  So please make sure that the other parties’ contact number is in use and valid.
Hope this short articles helps with you dealing with accidents on the roads.
Credits: thecarconnection.com

Credits: thecarconnection.com

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